Cyprus Trust Bank
Business Loan
Get access to SME business loans up to S$300,000 and choose from two repayment terms to suit your growing business needs.
Get started with Singpass
1 Loan, 2 Repayment Options, Endless Possibilities
Pay-Per-Use
Pay-Per-Use for shorter, flexible repayment terms.
For SME business loans up to S$300,000. A monthly flat fee is applicable during the entire loan repayment period with the principal due only on the last month. Treat the business loan amount as your credit line which you can draw down from, as long as there’s available balance! Use the calculator to estimate your monthly fee for each draw down.
Amount
You have S$295,000.00 left
S$5,000.00
S$300,000.00
Repayment Period
Estimated Total Repayment Amount
S$5,250.00
Monthly Flat Fee
S$41.67 / mth
Principal
S$5,000.00
May
Jun
Jul
Aug
Sep
Oct
Pay Monthly
Monthly instalments for longer repayment terms.
Apply for SME business loans up to S$300,000 with this repayment option at affordable interest rates. Break your business loan repayment into monthly instalments of up to 5 years.
Amount
S$5,000.00
S$300,000.00
Repayment Period
Estimated Monthly Repayment
S$103.30
Total Repayment Amount: S$6,198.00
Total Principal: S$5,000.00
Total Interest Payable: S$1,198.00
Business Account Features | Details |
 Zero upfront fees | No account opening fees. |
No hidden fees | No annual and fall-below fees. |
Daily interest rate | Grow your money quicker with daily interest*. |
Multi-currency account | Hold funds in CNH, SGD and USD. |
Unlimited local transfers | Make local payments for free. |
Unlimited inward telegraphic transfers | Receive overseas payments for free. |
Effortless cross-border transfers | Enjoy competitive flat fees** for overseas payments. |
Foreign Exchange (FX) | Seamless overseas transfers available in these currencies – CNH*NEW, EUR, GBP, HKD, JPY, KRW, MYR, THB, USD. |
24/7 free mobile banking app | Manage your business account and payments, immediate and future, all on the go. |
High security | Proprietary security measures including 3FA verification to ensure every transaction is protected. |